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West Virginia Mortgage Calculator

The complete West Virginia payment — principal, interest, West Virginia property taxes, and insurance. Free, no sign-up.

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0.55%typical West Virginia property tax rate — well below the national median of 0.85%

$1,600/yrtypical West Virginia homeowners insurance — below the national median of $2,100/yr

$183/moproperty tax alone on a $400,000 West Virginia home at the typical rate

$2,831/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical West Virginia tax & insurance

What a mortgage really costs in West Virginia

Most calculators show principal and interest and stop there. In West Virginia, that leaves out roughly $316 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with West Virginia's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — West Virginia counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three West Virginia homes side by side, complete with each one's taxes, insurance, and HOA.

Open the West Virginia calculator →

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