PITI.com, LLC · Effective September 29, 2026
Piti.com is a free educational tool. The numbers it produces are estimates to help you understand home financing — they are not offers, quotes, or advice, and your actual costs will be determined by your lender, insurer, and local government.
Everything on this site — payments, rates, taxes, insurance, closing costs, comparisons — is an estimate based on the information you enter, typical values, published averages, and public records that may be outdated or incomplete. Property taxes are often reassessed after a sale. Insurance varies by property and carrier. Rates change daily and depend on your credit and loan details. Piti.com is not a lender, broker, insurance agent, or financial, legal, or tax advisor, and nothing here is financial, legal, or tax advice. Verify every number with your lender and other licensed professionals before making decisions.
The service is provided free of charge, "as is" and "as available," without warranties of any kind, express or implied — including accuracy, availability, or fitness for a particular purpose. To the fullest extent permitted by law, PITI.com, LLC will not be liable for any damages arising from your use of, or inability to use, the site or its estimates.
Real estate agents may create links that display their name and contact information on our calculator pages. Agents are solely responsible for the accuracy of the information they enter, for their own licensing and advertising compliance, and for their conduct with the buyers who contact them. A branded page does not mean Piti.com endorses, employs, or has verified the agent, any preferred lender they list, or their services.
Don't abuse the service: no scraping at scale, no attempting to overwhelm or circumvent our rate limits, no using the email feature to send messages to people who didn't request them, and no entering false information in branded links. We may block access that violates these terms.
The site's design, text, code, and the Piti.com name belong to PITI.com, LLC. You're welcome to share links to the site (that's the point!); please don't copy the site itself.
These terms are governed by the laws of the State of Tennessee. If we update these terms, the new version applies from its effective date. Using the site means you accept these terms. Questions: info@piti.com.