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South Carolina Mortgage Calculator

The complete South Carolina payment — principal, interest, South Carolina property taxes, and insurance. Free, no sign-up.

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0.55%typical South Carolina property tax rate — well below the national median of 0.85%

$2,400/yrtypical South Carolina homeowners insurance — above the national median of $2,100/yr

$183/moproperty tax alone on a $400,000 South Carolina home at the typical rate

$2,898/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical South Carolina tax & insurance

What a mortgage really costs in South Carolina

Most calculators show principal and interest and stop there. In South Carolina, that leaves out roughly $383 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with South Carolina's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — South Carolina counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three South Carolina homes side by side, complete with each one's taxes, insurance, and HOA.

Open the South Carolina calculator →

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