piti.com

Rhode Island Mortgage Calculator

The complete Rhode Island payment — principal, interest, Rhode Island property taxes, and insurance. Free, no sign-up.

Calculate my Rhode Island payment →

Free · No sign-up · English & Español

1.0%typical Rhode Island property tax rate — above the national median of 0.85%

$2,000/yrtypical Rhode Island homeowners insurance — close to the national median of $2,100/yr

$333/moproperty tax alone on a $400,000 Rhode Island home at the typical rate

$3,015/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Rhode Island tax & insurance

What a mortgage really costs in Rhode Island

Most calculators show principal and interest and stop there. In Rhode Island, that leaves out roughly $500 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Rhode Island's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Rhode Island counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Rhode Island homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Rhode Island calculator →

More free tools: VA Loan Calculator · FHA Loan Calculator · Refinance Calculator · Rent vs. Buy · The complete guide · All states