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Pennsylvania Mortgage Calculator

The complete Pennsylvania payment — principal, interest, Pennsylvania property taxes, and insurance. Free, no sign-up.

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1.4%typical Pennsylvania property tax rate — well above the national median of 0.85%

$1,400/yrtypical Pennsylvania homeowners insurance — below the national median of $2,100/yr

$467/moproperty tax alone on a $400,000 Pennsylvania home at the typical rate

$3,099/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Pennsylvania tax & insurance

What a mortgage really costs in Pennsylvania

Most calculators show principal and interest and stop there. In Pennsylvania, that leaves out roughly $584 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Pennsylvania's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Pennsylvania counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Pennsylvania homes side by side, complete with each one's taxes, insurance, and HOA.

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