piti.com

Ohio Mortgage Calculator

The complete Ohio payment — principal, interest, Ohio property taxes, and insurance. Free, no sign-up.

Calculate my Ohio payment →
Free · No sign-up · English & Español
1.4%typical Ohio property tax rate — well above the national median of 0.85%
$1,600/yrtypical Ohio homeowners insurance — below the national median of $2,100/yr
$467/moproperty tax alone on a $400,000 Ohio home at the typical rate
$3,115/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Ohio tax & insurance

What a mortgage really costs in Ohio

Most calculators show principal and interest and stop there. In Ohio, that leaves out roughly $600 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Ohio's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Ohio counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Ohio homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Ohio calculator →

More free tools: VA Loan Calculator · FHA Loan Calculator · Refinance Calculator · Rent vs. Buy · The complete guide · All states