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North Dakota Mortgage Calculator

The complete North Dakota payment — principal, interest, North Dakota property taxes, and insurance. Free, no sign-up.

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0.95%typical North Dakota property tax rate — above the national median of 0.85%
$2,600/yrtypical North Dakota homeowners insurance — above the national median of $2,100/yr
$317/moproperty tax alone on a $400,000 North Dakota home at the typical rate
$3,049/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical North Dakota tax & insurance

What a mortgage really costs in North Dakota

Most calculators show principal and interest and stop there. In North Dakota, that leaves out roughly $534 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with North Dakota's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — North Dakota counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three North Dakota homes side by side, complete with each one's taxes, insurance, and HOA.

Open the North Dakota calculator →

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