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Maine Mortgage Calculator

The complete Maine payment — principal, interest, Maine property taxes, and insurance. Free, no sign-up.

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1.2%typical Maine property tax rate — well above the national median of 0.85%
$1,300/yrtypical Maine homeowners insurance — well below the national median of $2,100/yr
$400/moproperty tax alone on a $400,000 Maine home at the typical rate
$3,023/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Maine tax & insurance

What a mortgage really costs in Maine

Most calculators show principal and interest and stop there. In Maine, that leaves out roughly $508 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Maine's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Maine counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Maine homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Maine calculator →

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