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Louisiana Mortgage Calculator

The complete Louisiana payment — principal, interest, Louisiana property taxes, and insurance. Free, no sign-up.

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0.55%typical Louisiana property tax rate — well below the national median of 0.85%
$4,200/yrtypical Louisiana homeowners insurance — well above the national median of $2,100/yr
$183/moproperty tax alone on a $400,000 Louisiana home at the typical rate
$3,048/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Louisiana tax & insurance

What a mortgage really costs in Louisiana

Most calculators show principal and interest and stop there. In Louisiana, that leaves out roughly $533 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Louisiana's typical rates loaded automatically. Worth knowing about Louisiana: insurance premiums here have risen sharply in recent years — get a real quote early, because quotes vary widely between insurers.

Better than typical: your exact house

Statewide averages are a starting point — Louisiana counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Louisiana homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Louisiana calculator →

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