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Iowa Mortgage Calculator

The complete Iowa payment — principal, interest, Iowa property taxes, and insurance. Free, no sign-up.

Calculate my Iowa payment →
Free · No sign-up · English & Español
1.45%typical Iowa property tax rate — well above the national median of 0.85%
$2,200/yrtypical Iowa homeowners insurance — close to the national median of $2,100/yr
$483/moproperty tax alone on a $400,000 Iowa home at the typical rate
$3,181/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Iowa tax & insurance

What a mortgage really costs in Iowa

Most calculators show principal and interest and stop there. In Iowa, that leaves out roughly $666 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Iowa's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Iowa counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Iowa homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Iowa calculator →

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