piti.com

District of Columbia Mortgage Calculator

The complete District of Columbia payment — principal, interest, District of Columbia property taxes, and insurance. Free, no sign-up.

Calculate my District of Columbia payment →
Free · No sign-up · English & Español
0.55%typical District of Columbia property tax rate — well below the national median of 0.85%
$1,400/yrtypical District of Columbia homeowners insurance — below the national median of $2,100/yr
$183/moproperty tax alone on a $400,000 District of Columbia home at the typical rate
$2,815/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical District of Columbia tax & insurance

What a mortgage really costs in District of Columbia

Most calculators show principal and interest and stop there. In District of Columbia, that leaves out roughly $300 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with District of Columbia's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — District of Columbia counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three District of Columbia homes side by side, complete with each one's taxes, insurance, and HOA.

Open the District of Columbia calculator →

More free tools: VA Loan Calculator · FHA Loan Calculator · Refinance Calculator · Rent vs. Buy · The complete guide · All states