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Arizona Mortgage Calculator

The complete Arizona payment — principal, interest, Arizona property taxes, and insurance. Free, no sign-up.

Calculate my Arizona payment →
Free · No sign-up · English & Español
0.55%typical Arizona property tax rate — well below the national median of 0.85%
$2,200/yrtypical Arizona homeowners insurance — close to the national median of $2,100/yr
$183/moproperty tax alone on a $400,000 Arizona home at the typical rate
$2,881/moexample full PITI on a $400,000 home, 10% down, 6.75% 30-yr, typical Arizona tax & insurance

What a mortgage really costs in Arizona

Most calculators show principal and interest and stop there. In Arizona, that leaves out roughly $366 a month in property taxes and insurance on a typical $400,000 home — the difference between the payment you planned for and the one you'll actually make. This calculator shows the full PITI: Principal, Interest, Taxes, and Insurance, with Arizona's typical rates loaded automatically.

Better than typical: your exact house

Statewide averages are a starting point — Arizona counties and towns vary. Enter a property address in the calculator and it pulls that home's actual county tax record, so you're budgeting on the real number, not an estimate. You can also compare up to three Arizona homes side by side, complete with each one's taxes, insurance, and HOA.

Open the Arizona calculator →

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